Originally published in the November 21, 2025, issue of AI’s Appraisal Now
Reprinted with permission from AI

As conference negotiations on the National Defense Authorization Act (NDAA) move forward, housing-related provisions remain very much in play. The Road to Housing legislation is widely expected to be included in the final package, although conferees are still working through which components will ultimately make the cut.

Early indications suggest that the Appraisal Industry Improvement Act, whose key provisions include addressing FHA appraisals and allowing the Appraisal Subcommittee to provide grants to nonprofits such as the Appraisal Institute, stands a strong chance of advancing in the compromise bill. However, the Appraisal Modernization Act, which codifies the GSE’s reconsideration of value guidelines, faces a steeper climb. House Republicans have expressed concerns that the measure lacks bipartisan support and view it as a largely Democratic initiative, making its inclusion less likely at this stage.

Discussions are ongoing and are expected to continue into early December as negotiators work toward a final agreement. We’ll continue to monitor developments closely and provide updates as the process moves forward.