Originally published in the June 2, 2026, issue of AI’s Appraisal Now
Reprinted with permission from AI

The Federal Housing Administration (FHA) has issued a Request for Information (RFI) seeking public input on its Single-Family Minimum Property Requirements (MPRs), the property condition standards FHA appraisers use to evaluate a property's safety, security, soundness, and marketability. FHA is asking stakeholders to identify requirements that may be outdated, overly burdensome, difficult to apply consistently, or in need of modernization to better reflect today's housing stock and market conditions. The request follows FHA's recent efforts to streamline appraisal-related requirements and signals the agency's continued interest in reviewing long-standing property eligibility standards.

For appraisers, the RFI presents an opportunity to help shape future FHA policy. Because FHA appraisals require appraisers to assess both market value and compliance with MPRs, practitioners have firsthand experience with requirements that may benefit from clarification, modernization, or more consistent application. While the FHA is not proposing specific changes at this stage, feedback received through the RFI could ultimately influence appraisal workflows, property condition assessments, repair requirements, and other aspects of FHA appraisal practice. The Appraisal Institute is reviewing the RFI and evaluating its potential impact on appraisers and the FHA lending process.